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Track, budget, invest, and see the progress. all in one place

Track it. Plan it. Grow it.

Money Manager's records screen: 21,655 spent, 100,000 earned, 30,000 invested and a 48,345 balance for the year, above August's transactions grouped by date - a mutual fund buy, salary, rent, grocery, shopping and phone

How it works

Three simple steps to build better money habits

  1. 01Track It

    Know your spending

    Add your expenses and income as they happen. Organize your transactions and keep everything in one place - so nothing gets lost in the month.

    • Expenses
    • Income
    • Transactions
    • Loan
  2. 02Plan It

    Plan your spending

    Set a budget, keep an eye on your spending, and know how much you have left. Know where your money should go before you spend it.

    • Budgets
    • Goals
    • Reminders
    • Calculator
  3. 03Grow It

    Build toward your financial goals

    Keep track of your savings and investments, see your progress over time, and stay focused on the goals.

    • Reports
    • Investments
    • Charts

Everything you need in one place

Privacy

Your data is never shared

  • No sign-up, no login
  • No bank connection
  • Nothing uploaded to cloud
Money Manager's privacy screen: a shield marked 100% offline, above the promise that financial data is never collected, shared or uploaded and is stored only on the device

Alerts

Warned before you overspend

A budget that only tells you afterwards is a receipt. Money Manager notifies you as a category approaches the limit you set, and again when it crosses - while the month is still yours to change.

Money Manager warning that the snacks budget is halfway used - 1,000 of 1,500 spent - over August's transaction list

Features

Track your spending, plan your budget, manage bills and loans, and keep your savings goals on track. Your financial data stays on your device and is never shared with anyone.

  • Expense tracking

    Log day-to-day spending in a couple of taps and sort it into categories that match how you actually spend.

  • Income tracking

    Record salary, freelance work, business income and side earnings.

  • Multiple accounts

    Keep cash, bank and card balances apart, and read your net worth across assets, investments and liabilities as one figure.

  • Custom categories

    Rename, reorder and add categories, with sub-categories for the spending that needs a finer split.

  • Budget planner

    Set monthly or custom-period budgets per category and watch what's left as the month runs down.

  • Savings goals

    Name a goal, set the target, and track how close you are to reaching it.

  • Recurring payments

    Put rent, subscriptions and bills on a schedule so a repeat payment is entered for you instead of remembered each month.

  • Reminders

    Set an alert for a bill or a due date and get a notification before it lands, not after.

  • Loan tracking

    Record money you've lent or borrowed, log repayments, and see the outstanding balance on each one.

  • Investment tracking

    Keep your investment records alongside everything else instead of scattered across separate apps.

  • Charts and reports

    Visual breakdowns of where money went, how income moved, and how each budget held up over time.

  • Finance calculators

    Plan your savings, investments, and future with calculators built for real financial decisions.

  • Home screen widgets

    Add a transaction or check a balance straight from your home screen.

  • Data export

    Export your records whenever you want, for a backup or for your own files.

Frequently asked questions

Is Money Manager free?
Yes - Money Manager is free to download.
Where is my data stored?
On your device. Your records are saved to local storage on the phone rather than uploaded to a server, so your financial information is not shared online and does not depend on a cloud service.
Can I get my data out of the app?
Yes. Money Manager includes a data export, so you can take a backup or keep your records for your own use.
Does it work without an internet connection?
Yes. Because everything is stored on the device, tracking, budgeting and reports all work offline.
What can I track besides expenses?
Income, budgets, savings goals, recurring payments and bills, loans you have given or borrowed, and your investment records - all in the same app.
Can I set monthly budgets?
Yes. You can create budgets, monitor your spending, and see how you're doing throughout the month.
Does Money Tracker have financial calculators?
Yes. It includes calculators for financial planning, including SIP, SWP, FD, retirement, and other calculations.

Get the app

Track expenses, income, budgets and investments in one app